Tell us what you need
Answer a few questions about your business or household. Choose commercial or personal, and our form adapts in real time — no irrelevant fields or wasted time.
Commercial or personal — we compare top-rated carriers and connect you with a licensed advisor who finds the right coverage the first time.
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How It Works
Whether you're protecting your business or your household, we do the heavy lifting — comparing carriers so you don't have to.
Answer a few questions about your business or household. Choose commercial or personal, and our form adapts in real time — no irrelevant fields or wasted time.
Our platform evaluates policies from multiple top-rated carriers, analyzing coverage quality, financial strength, and price to surface your best matches.
Review your options, ask any questions, and bind your policy. A licensed advisor is always a click away — for commercial or personal guidance.
Commercial Coverage
From startup liability to enterprise risk management — we compare and place all major commercial lines.
General Liability
Protect against third-party bodily injury, property damage, and advertising injury claims. The foundation of every business insurance program.
General liability detailsLiquor Liability
Coverage for businesses that sell or serve alcohol when an allegedly intoxicated patron causes third-party injury or property damage.
Liquor liability detailsWorkers' Compensation
Mandatory in nearly every state. Cover medical expenses, lost wages, and rehabilitation for employees injured on the job.
Workers' comp detailsCommercial Property
Insure your buildings, equipment, inventory, and business income against fire, theft, natural disasters, and other covered perils.
Property coverage detailsProfessional Liability (E&O)
Shield your business from claims of negligence, errors, or failure to deliver professional services as promised.
Professional liability detailsCyber Liability
Cover data breach response costs, ransomware payments, business interruption, and regulatory fines from cyber incidents.
Cyber coverage detailsBusiness Owners' Policy (BOP)
Bundle general liability and commercial property into one cost-effective policy. Ideal for small and mid-size businesses.
BOP coverage detailsCommercial Auto
Liability, collision, comprehensive, and hired/non-owned auto coverage for company vehicles, fleets, and employee drivers.
Commercial auto detailsUmbrella / Excess Liability
Add higher liability limits above your primary policies when a severe general liability, auto, or employer's liability claim exceeds those underlying limits.
Umbrella coverage detailsMore Coverages
D&O, EPLI, Inland Marine, Product Liability, and more. Ask us about any commercial line.
Custom coverage quotePersonal Lines
Auto, home, renters, and umbrella insurance from top-rated carriers — with a licensed personal lines advisor in your corner.
Auto Insurance
Liability, collision, comprehensive, and uninsured motorist coverage. Required by law in most states — and essential for protecting your finances after an accident.
Learn moreHome Insurance
Your home is likely your most valuable asset. Homeowners insurance protects the structure, your belongings, and your liability — so one loss doesn't undo everything you've built.
Learn moreRenters Insurance
Your landlord insures the building — not your belongings or your liability. Renters insurance fills that gap at a fraction of the cost of replacing what you own.
Learn morePersonal Umbrella
When a serious claim exceeds the limits of your auto or home policy, a personal umbrella policy covers the difference — protecting your assets and future income.
Learn moreIndustries
We understand the unique risk profiles and coverage requirements of hundreds of industries.
FAQ
Licensed advisors are available by phone, email, or chat for both commercial and personal lines questions.
Ashmont combines smart technology with licensed human advisors to find you the best coverage faster and more thoroughly than a traditional broker. Our platform analyzes your profile and compares policies from multiple carriers simultaneously — surfacing options a manual review would often miss — while licensed advisors review every recommendation before anything is bound.
Yes. Ashmont offers both commercial and personal lines coverage. For businesses, we place general liability, workers' compensation, commercial property, professional liability, cyber liability, BOPs, commercial auto, and more. For individuals and families, we compare auto insurance, homeowners insurance, renters insurance, and personal umbrella policies — all through licensed personal lines advisors.
We compare and place all major types of commercial insurance including: General Liability, Liquor Liability, Umbrella/Excess Liability, Workers' Compensation, Commercial Property, Professional Liability (E&O), Cyber Liability, Business Owners' Policy (BOP), Commercial Auto, Directors & Officers (D&O), Employment Practices Liability (EPLI), Inland Marine, Product Liability, and more.
Businesses using Ashmont Insurance Agency save an average of 32% on their commercial insurance premiums. Savings come from bundling opportunities, carrier-specific discounts, coverage optimizations, and comparing more options than a traditional broker typically reviews.
Absolutely. While our platform handles research and comparison, licensed advisors are available whenever you need human guidance — for both commercial and personal lines. Complex risks, specialized industries, and high-value policies all benefit from expert review. You can chat, call, or schedule a consultation at any point.
Get a personalized quote the same day. Whether it's commercial or personal lines, a licensed advisor will find the right fit for you.