The right coverage for every business

Covers third-party bodily injury, property damage, personal and advertising injury, and legal defense costs. Required by most clients, landlords, and government contracts.

Addresses third-party bodily injury, property damage, and legal defense tied to alcohol-service claims. Important for restaurants, bars, caterers, and alcohol retailers.

Adds an extra layer of protection above underlying liability coverage such as general liability, commercial auto, and employer's liability when a severe claim exhausts those limits.

Covers medical expenses, lost wages, and rehabilitation for employees injured on the job — protecting your team and shielding the business from costly lawsuits.

Liability, collision, comprehensive, and hired/non-owned auto for company vehicles, fleets, and employees who drive for business — personal auto policies don't cover this.

Covers damage to your business premises, equipment, inventory, and business income loss from fire, theft, vandalism, natural disasters, and other covered perils.

Also called Errors & Omissions. Covers claims alleging negligence, errors, or failure to deliver services as promised — essential for consultants, advisors, and service firms.

Covers data breach notification costs, ransomware payments, business interruption from cyber incidents, regulatory fines, and third-party claims from affected customers.

Packages general liability and commercial property into a single, cost-effective policy. Designed for small and mid-size businesses — often more affordable than buying coverages separately.