General Liability
Product liability coverage for bodily injury and property damage caused by your manufactured goods.
Manufacturing Business Insurance for Producers & Industrial Firms
Manufacturers face product liability claims, equipment breakdown, and high worker injury rates. We compare multiple carriers to find comprehensive coverage for your manufacturing business.
Coverage
What does Manufacturing insurance cover?
The right insurance program for your Manufacturing business combines multiple coverage types to protect against the specific risks your industry faces. Here are the key coverages to consider:
Commercial Property
Protects your manufacturing facility, machinery, raw materials, finished goods, and equipment against damage and fire.
Workers' Compensation
Manufacturing has high injury rates — workers' comp is essential and required in nearly every state.
Professional Liability
Covers design engineers, quality control consultants, and product specification errors.
Commercial Auto
Covers delivery vehicles, forklifts operated off-premises, and fleet vehicles used in your manufacturing operations.
Who needs it
Who needs Manufacturing insurance?
If you operate a Manufacturing business, protecting your operations, assets, and clients with proper insurance coverage is essential. This includes:
- Light and heavy industrial manufacturers — Expose workers to machinery hazards daily and face product liability across entire distribution chains.
- Food and beverage producers — Face contamination recalls and product liability claims that can be costly and widespread in scale.
- Consumer goods and durable goods manufacturers — Sell products used regularly by the public, creating ongoing product liability exposure throughout the supply chain.
- Custom fabrication and job shops — Produce client-specified parts where defects or delivery failures can trigger costly contractual claims.
Why Ashmont Insurance Agency
The smarter way to insure your Manufacturing business
Our platform removes the guesswork from finding the right coverage at the best price.
Instant comparison
Our platform analyzes your Manufacturing business profile and compares policies from multiple carriers in seconds, surfacing the best coverage combinations at prices a traditional broker would take weeks to find.
Multiple top-rated carriers
We work with America's leading commercial insurers including The Hartford, Travelers, Chubb, CNA, Liberty Mutual, and more. More options mean better rates and broader coverage for your business.
Licensed advisors on demand
Our platform handles the research, but licensed commercial insurance advisors are always available to review your Manufacturing coverage, answer questions, and help you make the right decisions for your business.
FAQ
Frequently asked questions about Manufacturing insurance
Have more questions? Our licensed advisors are available by phone, email, or chat.
Manufacturing insurance costs vary by product type, facility size, and payroll. General liability may cost $2,000–$10,000+ per year; workers' compensation is calculated by payroll and injury risk classification. Ashmont Insurance Agency compares multiple carriers for competitive manufacturing rates.
Product liability, included in commercial general liability, covers bodily injury and property damage caused by defects in products you manufacture. It covers design defects, manufacturing defects, and failure-to-warn claims throughout the product's supply chain.
Yes. Standard commercial property insurance does not cover mechanical or electrical breakdown of manufacturing equipment. Equipment breakdown (boiler and machinery) insurance covers the cost of repairing or replacing equipment that fails due to internal causes, reducing costly production downtime.
Workers' compensation class codes for manufacturing vary by specific operations — stamping, assembly, welding, and heavy machinery each have different rate codes. Accurate classification is essential for correct premium calculation. Ashmont Insurance Agency can help ensure proper classification.
Yes. Ashmont Insurance Agency lets you compare manufacturing insurance from multiple carriers online in minutes. We evaluate your product types, facility size, payroll, and risk profile to find the most competitive coverage options available.
Ready to protect your Manufacturing business?
Compare Manufacturing insurance quotes from multiple carriers the same day. No obligations, no phone tag — just smarter coverage for your business.