General Liability
Covers dog bites, pet injury claims, and property damage at client homes or your facility.
Pet Care Business Insurance for Groomers, Sitters & Daycares
Pet care businesses face injury claims from animals, client property damage, and professional liability for care errors. We compare multiple carriers to protect your pet business.
Coverage
What does Pet Care Services insurance cover?
The right insurance program for your Pet Care Services business combines multiple coverage types to protect against the specific risks your industry faces. Here are the key coverages to consider:
Professional Liability
Covers claims of negligent care — injury to a pet in your custody, wrong medication administration, or escape incidents.
Commercial Property
Protects your grooming equipment, kennels, crates, and facility against damage and theft.
Workers' Compensation
Covers your groomers, dog walkers, and kennel staff for bites, scratches, and other animal-related injuries.
Business Owners' Policy
Bundles general liability and property coverage for an affordable foundation for most pet care businesses.
Who needs it
Who needs Pet Care Services insurance?
If you operate a Pet Care Services business, protecting your operations, assets, and clients with proper insurance coverage is essential. This includes:
- Pet grooming salons and mobile groomers — Handle animals with scissors and chemicals, creating liability when pets are injured or have reactions.
- Dog daycares and boarding kennels — Hold multiple animals on-site, creating liability for dog fights, escapes, and injuries to other pets.
- Pet sitting and dog walking services — Responsible for animals in their custody in unfamiliar environments, raising escape and bite liability.
- Veterinary-adjacent and pet wellness businesses — Offer therapeutic or health-focused animal services where treatment errors can lead to pet injury claims.
Why Ashmont Insurance Agency
The smarter way to insure your Pet Care Services business
Our platform removes the guesswork from finding the right coverage at the best price.
Instant comparison
Our platform analyzes your Pet Care Services business profile and compares policies from multiple carriers in seconds, surfacing the best coverage combinations at prices a traditional broker would take weeks to find.
Multiple top-rated carriers
We work with America's leading commercial insurers including The Hartford, Travelers, Chubb, CNA, Liberty Mutual, and more. More options mean better rates and broader coverage for your business.
Licensed advisors on demand
Our platform handles the research, but licensed commercial insurance advisors are always available to review your Pet Care Services coverage, answer questions, and help you make the right decisions for your business.
FAQ
Frequently asked questions about Pet Care Services insurance
Have more questions? Our licensed advisors are available by phone, email, or chat.
Pet care insurance typically costs $500–$2,000 per year for a Business Owners' Policy including general liability and property. Professional liability adds $300–$800 more. Costs depend on service type, number of animals handled, and location. Ashmont Insurance Agency compares multiple carriers for competitive rates.
Yes. General liability for pet care businesses covers dog bites and animal-related injuries to third parties — clients, visitors, or bystanders. It also covers property damage caused by animals in your care.
Professional liability (care, custody, and control coverage) for pet businesses covers claims that a pet was injured, became ill, or died while in your care due to negligence — from improper handling, a fight with another animal, or failure to follow care instructions.
Yes. Mobile groomers using a vehicle for business purposes need commercial auto insurance. This covers the vehicle itself, grooming equipment inside, and liability while driving to client locations.
Yes. Ashmont Insurance Agency lets you compare pet care business insurance from multiple carriers online in minutes. We evaluate your service type, number of animals handled, and facility to find your most competitive options immediately.
Ready to protect your Pet Care Services business?
Compare Pet Care Services insurance quotes from multiple carriers the same day. No obligations, no phone tag — just smarter coverage for your business.