Professional Liability
Covers errors in lease management, tenant screening failures, maintenance neglect claims, and fair housing violations.
Property Management Company Insurance for Every Portfolio
Property management companies face E&O claims, tenant injury liability, and fair housing allegations. We compare multiple carriers to find the right coverage for your management business.
Coverage
What does Property Management insurance cover?
The right insurance program for your Property Management business combines multiple coverage types to protect against the specific risks your industry faces. Here are the key coverages to consider:
General Liability
Covers tenant and visitor bodily injury claims, property damage, and advertising injury at managed properties.
Commercial Property
Protects your management office, computers, and equipment against damage and theft.
Workers' Compensation
Covers your property managers, maintenance staff, and office employees for work-related injuries.
Cyber Liability
Covers tenant data breaches, rent payment system hacks, and online portal security incidents.
Who needs it
Who needs Property Management insurance?
If you operate a Property Management business, protecting your operations, assets, and clients with proper insurance coverage is essential. This includes:
- Residential property management companies — Manage tenant relationships and maintenance, facing E&O claims for fair housing violations and neglect.
- Commercial property managers and leasing agents — Handle large-value leases where errors in tenant screening or lease terms can trigger substantial owner claims.
- HOA and condominium association managers — Navigate disputes between owners and boards, with D&O and E&O exposure on every governance decision.
- Short-term rental management companies — Handle frequent guest turnover and property damage risks that standard landlord policies typically exclude.
Why Ashmont Insurance Agency
The smarter way to insure your Property Management business
Our platform removes the guesswork from finding the right coverage at the best price.
Instant comparison
Our platform analyzes your Property Management business profile and compares policies from multiple carriers in seconds, surfacing the best coverage combinations at prices a traditional broker would take weeks to find.
Multiple top-rated carriers
We work with America's leading commercial insurers including The Hartford, Travelers, Chubb, CNA, Liberty Mutual, and more. More options mean better rates and broader coverage for your business.
Licensed advisors on demand
Our platform handles the research, but licensed commercial insurance advisors are always available to review your Property Management coverage, answer questions, and help you make the right decisions for your business.
FAQ
Frequently asked questions about Property Management insurance
Have more questions? Our licensed advisors are available by phone, email, or chat.
Property management E&O typically costs $1,500–$4,000 per year, depending on the number of units managed, property types, and state. Fair housing claims are a major risk driver. Ashmont Insurance Agency compares multiple carriers for competitive property management rates.
E&O for property managers covers claims from owners alleging mismanagement of their property — including maintenance neglect, tenant screening errors, lease violations, security deposit disputes, and fair housing violations.
Yes. If you employ maintenance staff, workers' compensation is required in nearly every state. Even if you use independent contractors for maintenance, some states may require coverage depending on contractor classification.
A fidelity bond (employee dishonesty coverage) protects property owners against theft or fraud committed by your employees, such as misappropriation of rent funds or security deposits. Many property management contracts require bonding.
Yes. Ashmont Insurance Agency lets you compare property management insurance from multiple carriers online in minutes. We evaluate your portfolio size, property types, and state to find the most competitive options available.
Ready to protect your Property Management business?
Compare Property Management insurance quotes from multiple carriers the same day. No obligations, no phone tag — just smarter coverage for your business.