Professional Liability
Real estate E&O covers claims from misrepresentation, failure to disclose, fair housing violations, and transaction errors.
Real Estate Business Insurance for Agents, Brokers & Investors
Real estate professionals face E&O claims, fair housing allegations, and property liability risks. We compare multiple carriers to find the right coverage for your real estate business.
Coverage
What does Real Estate insurance cover?
The right insurance program for your Real Estate business combines multiple coverage types to protect against the specific risks your industry faces. Here are the key coverages to consider:
General Liability
Covers bodily injury to clients visiting your office or properties, and property damage claims.
Commercial Property
Protects your office space, computers, and business equipment against damage, fire, and theft.
Workers' Compensation
Required coverage for your agents, coordinators, and office staff for work-related injuries.
Cyber Liability
Covers wire fraud, email compromise (BEC), and client data breaches — rising threats in real estate transactions.
Who needs it
Who needs Real Estate insurance?
If you operate a Real Estate business, protecting your operations, assets, and clients with proper insurance coverage is essential. This includes:
- Real estate agents and buyer's agents — Need E&O protection from misrepresentation and transaction disputes with clients.
- Real estate brokers and brokerage firms — Responsible for all agents they supervise, multiplying their liability exposure.
- Commercial real estate professionals — Face large-dollar deals and complex liability across office, retail, and industrial transactions.
- Real estate investors and landlords — Need property and liability coverage for tenant injuries and property damage claims.
Why Ashmont Insurance Agency
The smarter way to insure your Real Estate business
Our platform removes the guesswork from finding the right coverage at the best price.
Instant comparison
Our platform analyzes your Real Estate business profile and compares policies from multiple carriers in seconds, surfacing the best coverage combinations at prices a traditional broker would take weeks to find.
Multiple top-rated carriers
We work with America's leading commercial insurers including The Hartford, Travelers, Chubb, CNA, Liberty Mutual, and more. More options mean better rates and broader coverage for your business.
Licensed advisors on demand
Our platform handles the research, but licensed commercial insurance advisors are always available to review your Real Estate coverage, answer questions, and help you make the right decisions for your business.
FAQ
Frequently asked questions about Real Estate insurance
Have more questions? Our licensed advisors are available by phone, email, or chat.
Real estate E&O insurance typically costs $1,000–$3,000 per year for individual agents, and more for brokerages based on agent count and transaction volume. Claims history and state are also key factors. Ashmont Insurance Agency compares multiple carriers for competitive rates.
E&O insurance is required by law or by licensing regulations in many states. Even where not required, most brokerages require agents to carry coverage, and it is essential protection given the high-dollar nature of real estate transactions.
Wire fraud (business email compromise) is a major risk in real estate: cybercriminals intercept transaction emails and redirect wire transfers. Cyber liability policies with social engineering coverage can help recover losses from wire fraud incidents.
Professional liability / E&O policies often include defense costs for fair housing discrimination allegations. However, intentional discrimination is typically excluded. Review your policy terms carefully or ask an Ashmont Insurance Agency advisor.
Yes. Ashmont Insurance Agency lets you compare real estate professional insurance from multiple carriers online in minutes. We evaluate your license type, transaction volume, and state to find your most competitive options immediately.
Ready to protect your Real Estate business?
Compare Real Estate insurance quotes from multiple carriers the same day. No obligations, no phone tag — just smarter coverage for your business.