Privacy Policy

1. Who We Are

Ashmont Insurance Agency LLC ("Ashmont," "we," "our," or "us") is a licensed commercial insurance brokerage. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit ashmont.insure (the "Site") or engage our services. By using the Site, you agree to the practices described here.

2. Information We Collect

Information You Provide

• Contact & Business Information: Name, email address, phone number, business name, business address, and industry when you request a quote or contact us.
• Insurance-Related Information: Number of employees, annual revenue, years in operation, prior claims history, and other details needed to obtain insurance quotes.
• Communications: Messages, emails, or other communications you send us.

Information Collected Automatically

• Usage Data: Pages visited, time spent on pages, links clicked, referring URLs, and browser/device type.
• Cookies & Similar Technologies: We use cookies and similar tracking technologies for site functionality, analytics, and advertising. Google Analytics helps us understand site usage, and Meta Pixel helps us measure advertising performance. You can manage these optional technologies through our Your Privacy Choices page.
• Log Data: IP address, browser type, operating system, and timestamps.

3. How We Use Your Information

We use the information we collect to:

• Obtain and present commercial insurance quotes from third-party carriers on your behalf;
• Communicate with you about your insurance needs, policy options, and our services;
• Process and manage insurance applications and policies;
• Respond to your inquiries and provide customer support;
• Improve our Site, services, and user experience;
• Measure website performance and, if you opt in, measure advertising performance;
• Comply with applicable laws, regulations, and regulatory requirements;
• Detect and prevent fraud and unauthorized access.

4. How We Share Your Information

We do not sell your personal information for money. We may share information in the following circumstances:

• Insurance Carriers & Partners: We share relevant business and contact information with insurance carriers and underwriters to obtain quotes and bind coverage on your behalf.
• Service Providers: We engage trusted third-party vendors (e.g., cloud hosting, CRM, analytics) who process data on our behalf under confidentiality obligations.
• Advertising Partners: If you opt in to advertising cookies, we may make limited identifiers and browsing activity available to Meta through Meta Pixel to measure campaign performance and support ad targeting. Under California law, this may be treated as "sharing" for cross-context behavioral advertising.
• Legal Requirements: We may disclose information when required by law, regulation, legal process, or governmental authority, or to protect the rights and safety of Ashmont, our clients, or others.
• Business Transfers: If Ashmont is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Policy, comply with legal obligations (including state insurance record-keeping requirements), resolve disputes, and enforce our agreements. Insurance-related records may be retained for up to seven (7) years or as required by applicable state law.

6. Security

We implement industry-standard administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security and encourage you to use caution when sharing sensitive information online.

7. Your Choices & Rights

Depending on your state of residence, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of the personal information we hold about you;
• The right to request correction of inaccurate information;
• The right to request deletion of your personal information, subject to legal retention requirements;
• The right to opt out of certain communications.

To exercise these rights, contact us at info@ashmont.insure. We will respond within the timeframe required by applicable law.

8. California Residents

If you are a California resident, the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) may provide you with additional rights, including rights to know, delete, correct, and opt out of the sale or sharing of personal information.

We do not sell personal information for money. If you opt in to advertising cookies, our use of Meta Pixel may be treated as "sharing" for cross-context behavioral advertising. You can opt out at any time by using our Your Privacy Choices page, by enabling Global Privacy Control in a supported browser, or by emailing us at info@ashmont.insure.

We honor Global Privacy Control signals for the browser or device where the signal is sent and treat that signal as an opt-out for optional analytics and advertising technologies on that browser or device.

9. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any information.

10. Children's Privacy

Our Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the revised policy on this page with an updated "Last Updated" date. Continued use of the Site after any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: